Focus Financial Disclaimers

General Disclaimers. This Website is designed to provide general and not specific information about investment-related topics. The material provided on this Website is for informational purposes only and is subject to change without notice. The material should not be viewed as a complete description or representation of the investment programs or strategies discussed. Focus Financial Network Inc. (“Focus Financial”) disclaims, without limitation, any and all liability for any loss or damages of any kind, including any direct, indirect or consequential damages, which might arise from the use of or access to this Website, or any links to the third-party Websites. The information contained in this Website is not an offer to sell or the solicitation of an offer to purchase any security or to subscribe to any investment or advisory service. The information is not intended to be used as the basis for investment decisions, nor should the information be construed as advice designed to meet your particular needs or the particular needs of any individual investor. Focus Financial and the shareholders, directors, officers, employees and agents of Focus Financial may hold a position in any securities mentioned in this Website or mentioned in any linked Website and may from time to time purchase or sell any such securities.

Jurisdiction Disclosure. No portion of this Website is directed to persons who reside in jurisdictions that prohibit by any law, rule or regulation Focus Financial from making the information on this Website available to its residents. Focus Financial may only transact business in your jurisdiction if first registered or excluded or exempted from investment adviser registration requirements. Follow-up, individualized responses to persons in a specific jurisdiction by Focus Financial that involve the provision of investment advice will not be made absent compliance with the applicable jurisdiction’s investment adviser registration requirements or an applicable exemption or exclusion therefrom.

Investment Risks. Focus Financial is not a bank and investments made through Focus Financial are not FDIC insured, are not deposits or other obligations of any financial institution, and are not guaranteed by any financial institution. Investments in securities involve risks including the possible loss of the principal invested. The nature and extent of these risks vary from country to country, among investment instruments, and over time. Past performance is not indicative of future results. You should not assume that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly on this Website will be profitable or will be equal to any corresponding performance levels that might be provided. Investment risks are risks borne solely by the investor and not by Focus Financial.

Customer Identification Program: To help the government fight the funding of terrorism and money laundering activities, federal law requires certain financial institutions to obtain, verify, and record information that identifies each person who establishes a formal relationship with the financial institution. If you establish a formal relationship with Focus Financial, you must furnish to Focus Financial your name, address, date of birth, tax identification number and other information and documentation (which documentation may include a driver's license, passport, or other government-issued document evidencing nationality or residence and bearing a photograph or other similar safeguard) that will allow Focus Financial to verify your identity. Where business entities establish formal relationships with Focus Financial, Focus Financial requires certain information and documentation to verify the identity and existence of the business entity and certain of its beneficial owners and at least one control person.

Links: At certain places on our Website, we might employ live links to other Internet addresses. Links to such addresses are for convenience only. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions, organizations or individuals independent of Focus Financial. We do not endorse, approve, certify, or control these external Internet addresses and do not guarantee or assume responsibility for the accuracy, completeness, efficacy, or timeliness of information provided at such addresses.

Internet E-Mail: Any unprotected e-mail communication over the Internet is not confidential, is subject to possible interception or loss and is also subject to possible manipulation or alteration. Focus Financial is not responsible for and will not be liable to you or any third party for any damages in connection with an e-mail sent by you to Focus Financial or an e-mail sent by Focus Financial to you at your request or on an ad-hoc basis.

Trademarks and Copyrights: Certain names, words, titles, phrases, logos, icons, graphics or designs or other content in the pages of this Website are trade names, trademarks, or protected by copyright laws. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of this Website may be a violation of federal or other law that may apply to trademarks and/or copyrights and could subject the copier to legal action. Unless otherwise authorized, no one has permission to copy, redistribute, reproduce, republish, store in any medium, retransmit, modify or make public or commercial use of, in any form, the information contained on this Website.

Focus Financial Network Inc. is based in Minnesota and
is registered as an investment adviser with the U.S. Securities and Exchange Commission